
The New Savage Number: How Much Money Do You Really Need to Retire?, 2nd Edition
by Terry SavageRent Book
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Summary
Table of Contents
Preface to New Edition | |
Introduction: Can You Retire? | |
Retro-Retirement | |
The Savage Number | |
Shaping Retirement Reality | |
Avoiding Generation Warfare | |
Hoping for a Miracle? | |
You're Not Alone | |
The Likely Solution: Retro-Retirement | |
The Starting Point | |
Time Is Money | |
Consuming Time and Money | |
Running Out of Time | |
What's Your Time Worth? | |
The Time Value of Money | |
How to Avoid Wasting Time (and Money) | |
The 10 Key Questions | |
How Long Will I Live? | |
What Will Inflation Do to the Value of My Savings? | |
How Can I Save Enough? | |
How Should I Invest the Money I've Saved for Retirement? | |
How Much Will I Spend to Live in Retirement? | |
How Much Can I Withdraw Each Month without Running Out of Money? | |
What's the Biggest Danger to My Retirement Plans? | |
How Can I Earn Money during Retirement? | |
How Can I Retain Control of My Financial Life? | |
What If I Have Money Left Over When I Die? | |
Getting the Answers | |
Getting Your "Ballpark Estimate" | |
Monte Carlo Your Money | |
The Savage Answer: Monte Carlo Modeling | |
Monte Carlo Modeling-How It Works | |
Beware of Averages | |
Monte Carlo Modeling and Retirement Planning | |
Monte Carlo and You | |
Do-it-Yourself Monte Carlo | |
Saving Up, Drawing Down | |
Accumulation Phase | |
Withdrawal Phase | |
The Right Balance | |
Seven Best Ways to Save for Retirement | |
Getting It All Together | |
Online, On Paper, On Your Computer | |
Free Online Money Management | |
The Basics: Paying Bills Online | |
Organizing Your Online Financial Life | |
A Credit Check-up | |
Portfolio Tracking | |
Moving beyond Tracking-To Advice | |
Resources for Getting It Together | |
A Road Map to Monte Carlo | |
The Best Routes | |
Arriving in Monte Carlo | |
Choosing a Financial Adviser | |
Investing for Retirement | |
Stocks, Bonds, and Chicken Money | |
Realistic Stock Market Expectations | |
Understanding Bonds | |
Keep Your Nest Eggs Safe with Chicken Money | |
A Minute on Mutual Funds | |
Resources for Stocks, Bonds, and Chicken Money | |
Beyond the Basics | |
Exchange-Traded Funds | |
Real Estate Investment Trusts | |
Gold and Natural Resources | |
Options | |
Futures | |
The U.S. Dollar | |
Hedge Funds | |
Resources for Investing | |
One-Step Retirement Investing | |
Buying the "Whole" Market | |
Retirement Investing Made Easy: Targeted Retirement Funds | |
Starting Small-No Excuses! | |
Make the Call | |
Streams of Retirement Income | |
Where Will the Money Come From? | |
The Balancing Act: Income versus Principal | |
Gainful Employment in Retirement | |
Withdrawals from Retirement Accounts | |
Generating Income from Your Portfolio | |
Income Resources | |
Annuities for Income and Tax-Deferred Growth | |
Immediate Annuities | |
Tax-Deferred Annuities | |
The Latest Annuity Products | |
Tax-Deferred Annuity Withdrawals | |
Tax-Deferred Annuity Exchanges | |
Your IRA Inside an Annuity? | |
Annuities: The Real Risk Factor | |
Annuity Information and Pricing/Insurance Company Safety Ratings | |
Social Security and Medicare | |
Social In-Security | |
Medicare | |
A Final Thought about Social Security and Medicare | |
Government Benefit Resources | |
How to Turn Your Home into Your Pension | |
Reverse Mortgages | |
More Income from Your House Using Trusts | |
Reverse Mortgage Resources | |
Long-Term Care: The Greatest Risk of All | |
Long-Term Care Insurance: Who Needs It ? | |
The Government's Role in Long-Term Care | |
Insurance for Your Retirement | |
Our Parents, Ourselves | |
Long-Term Care Insurance: A Woman's Issue | |
What If You Don't Use It? | |
Long-Term Care-The Facts | |
How to Understand Long-Term Care Coverage | |
Rising Demand, Soaring Costs | |
When to Buy? While You Can! | |
How Do I Use My Policy? | |
What Should My Long-Term Care Policy Cover? | |
Key Elements of a Long-Term Care Insurance Policy | |
Buying Your Long-Term Care Policy | |
Which Insurance Company Should You Choose? | |
What Should It Cost? | |
10-Pay: Controlling Price Risk | |
Long-Term Care Policies and Income Taxes | |
Paying for Long-Term Care with Life Insurance and Annuities | |
Employee Group Long-Term Care Policies | |
The Federal Long-Term Care Insurance Program | |
Long-Term Care Insurance from Affinity Programs | |
A Final Argument: The Cost of Not Having | |
Long-Term Care Insurance | |
Resources for Purchasing Long-Term Care Insurance | |
Estate Planning: The Price of Success | |
What's Left? | |
What Could Happen? | |
What Is Your Estate? | |
What Are Estate Taxes? | |
What Is Probate? | |
What Is a Revocable Living Trust? | |
Health-Care Power of Attorney | |
Durable Power of Attorney | |
Living Will | |
Naming Retirement Plan Beneficiaries | |
What Else Should You Consider? | |
Moving Assets Out of Your Estate | |
Life Insurance and Your Estate | |
Spouses and Estate Planning | |
Choosing an Estate Planner | |
Estate Planning Checklist | |
Conclusion | |
Acknowledgments | |
Index | |
Table of Contents provided by Publisher. All Rights Reserved. |
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